Call reports 2021
FOUNTAIN TRUST COMPANY, THE — 2021
What FOUNTAIN TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 542,304,000 | 578,326,000 | 583,466,000 | 601,635,000 |
| Total loans | 263,393,000 | 282,497,000 | 285,798,000 | 289,225,000 |
| Allowance for loan losses | 3,974,000 | 3,967,000 | 3,981,000 | 4,026,000 |
| Securities available for sale | 238,194,000 | 246,553,000 | 256,165,000 | 256,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,749,000 | 516,868,000 | 520,215,000 | 540,999,000 |
| Interest-bearing deposits | 348,614,000 | 359,552,000 | 359,699,000 | 371,786,000 |
| Noninterest-bearing deposits | 135,135,000 | 157,316,000 | 160,516,000 | 169,213,000 |
| Equity capital | 56,875,000 | 60,358,000 | 62,002,000 | 59,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,714,000 | 9,043,000 | 13,651,000 | 18,134,000 |
| Interest expense | 368,000 | 682,000 | 961,000 | 1,199,000 |
| Net interest income | 4,346,000 | 8,361,000 | 12,690,000 | 16,935,000 |
| Noninterest income | 1,777,000 | 3,224,000 | 4,494,000 | 5,588,000 |
| Noninterest expense | 3,643,000 | 7,242,000 | 10,893,000 | 14,674,000 |
| Provision for loan losses | -174,000 | -164,000 | -109,000 | -67,000 |
| Pretax income | 2,654,000 | 4,915,000 | 6,808,000 | 8,610,000 |
| Income tax | 455,000 | 985,000 | 1,386,000 | 1,512,000 |
| Net income | 2,199,000 | 3,930,000 | 5,422,000 | 7,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,276,000 | 52,967,000 | 54,049,000 | 53,274,000 |
| Total capital | 54,896,000 | 56,778,000 | 57,975,000 | 57,292,000 |
| Risk-weighted assets | 289,222,000 | 304,732,000 | 314,018,000 | 321,463,000 |