Call reports 2020
FOUNTAIN TRUST COMPANY, THE — 2020
What FOUNTAIN TRUST COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 420,162,000 | 452,263,000 | 503,793,000 | 528,119,000 |
| Total loans | 235,551,000 | 245,278,000 | 268,664,000 | 255,309,000 |
| Allowance for loan losses | 3,894,000 | 3,887,000 | 3,962,000 | 4,073,000 |
| Securities available for sale | 137,423,000 | 143,654,000 | 175,360,000 | 207,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,132,000 | 395,321,000 | 444,058,000 | 468,562,000 |
| Interest-bearing deposits | 274,061,000 | 296,595,000 | 318,588,000 | 340,097,000 |
| Noninterest-bearing deposits | 94,071,000 | 98,726,000 | 125,470,000 | 128,465,000 |
| Equity capital | 50,241,000 | 55,358,000 | 57,652,000 | 58,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,093,000 | 8,041,000 | 12,275,000 | 16,437,000 |
| Interest expense | 469,000 | 916,000 | 1,392,000 | 1,822,000 |
| Net interest income | 3,624,000 | 7,125,000 | 10,883,000 | 14,615,000 |
| Noninterest income | 946,000 | 2,483,000 | 3,912,000 | 4,948,000 |
| Noninterest expense | 3,170,000 | 6,365,000 | 10,549,000 | 13,883,000 |
| Provision for loan losses | 198,000 | 250,000 | 300,000 | 410,000 |
| Pretax income | 1,864,000 | 4,188,000 | 5,141,000 | 6,465,000 |
| Income tax | 494,000 | 1,103,000 | 1,276,000 | 1,559,000 |
| Net income | 1,370,000 | 3,085,000 | 3,865,000 | 4,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,923,000 | 48,678,000 | 49,266,000 | 49,089,000 |
| Total capital | 49,813,000 | 51,892,000 | 52,674,000 | 52,499,000 |
| Risk-weighted assets | 230,198,000 | 256,457,000 | 272,071,000 | 272,116,000 |