Call reports 2019
FOUNTAIN TRUST COMPANY, THE — 2019
What FOUNTAIN TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 377,221,000 | 375,287,000 | 386,005,000 | 406,921,000 |
| Total loans | 233,968,000 | 235,731,000 | 233,638,000 | 232,942,000 |
| Allowance for loan losses | 3,883,000 | 3,892,000 | 3,904,000 | 3,897,000 |
| Securities available for sale | 78,576,000 | 81,123,000 | 78,024,000 | 98,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,456,000 | 325,203,000 | 334,078,000 | 355,187,000 |
| Interest-bearing deposits | 242,946,000 | 244,556,000 | 248,672,000 | 265,961,000 |
| Noninterest-bearing deposits | 85,510,000 | 80,647,000 | 85,406,000 | 89,226,000 |
| Equity capital | 47,059,000 | 49,056,000 | 50,683,000 | 50,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,043,000 | 8,142,000 | 12,378,000 | 16,697,000 |
| Interest expense | 268,000 | 584,000 | 935,000 | 1,340,000 |
| Net interest income | 3,775,000 | 7,558,000 | 11,443,000 | 15,357,000 |
| Noninterest income | 906,000 | 1,656,000 | 2,586,000 | 3,918,000 |
| Noninterest expense | 2,662,000 | 5,602,000 | 8,462,000 | 12,550,000 |
| Provision for loan losses | 62,000 | 93,000 | 184,000 | 170,000 |
| Pretax income | 1,983,000 | 3,602,000 | 5,854,000 | 7,026,000 |
| Income tax | 473,000 | 896,000 | 1,323,000 | 1,606,000 |
| Net income | 1,510,000 | 2,706,000 | 4,531,000 | 5,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,818,000 | 43,969,000 | 45,790,000 | 45,527,000 |
| Total capital | 45,672,000 | 46,812,000 | 48,590,000 | 48,407,000 |
| Risk-weighted assets | 227,299,000 | 226,420,000 | 222,896,000 | 229,278,000 |