Call reports 2018
FOUNTAIN TRUST COMPANY, THE — 2018
What FOUNTAIN TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 367,560,000 | 361,789,000 | 359,720,000 | 369,699,000 |
| Total loans | 233,282,000 | 237,305,000 | 242,341,000 | 237,146,000 |
| Allowance for loan losses | 3,800,000 | 3,800,000 | 3,807,000 | 3,848,000 |
| Securities available for sale | 89,044,000 | 85,625,000 | 82,210,000 | 80,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,261,000 | 315,309,000 | 312,229,000 | 323,393,000 |
| Interest-bearing deposits | 237,379,000 | 237,180,000 | 234,520,000 | 235,170,000 |
| Noninterest-bearing deposits | 83,882,000 | 78,129,000 | 77,709,000 | 88,223,000 |
| Equity capital | 42,482,000 | 43,320,000 | 44,124,000 | 45,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,731,000 | 7,571,000 | 11,517,000 | 15,490,000 |
| Interest expense | 219,000 | 439,000 | 670,000 | 917,000 |
| Net interest income | 3,512,000 | 7,132,000 | 10,847,000 | 14,573,000 |
| Noninterest income | 756,000 | 1,567,000 | 2,312,000 | 2,982,000 |
| Noninterest expense | 2,916,000 | 5,505,000 | 8,284,000 | 11,270,000 |
| Provision for loan losses | 34,000 | 111,000 | 198,000 | 287,000 |
| Pretax income | 1,314,000 | 3,079,000 | 4,677,000 | 5,998,000 |
| Income tax | 282,000 | 649,000 | 1,082,000 | 1,133,000 |
| Net income | 1,032,000 | 2,430,000 | 3,595,000 | 4,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,025,000 | 40,115,000 | 41,317,000 | 41,826,000 |
| Total capital | 41,894,000 | 43,029,000 | 44,263,000 | 44,723,000 |
| Risk-weighted assets | 228,607,000 | 232,242,000 | 234,784,000 | 230,791,000 |