Call reports 2017
FOUNTAIN TRUST COMPANY, THE — 2017
What FOUNTAIN TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 296,085,000 | 299,230,000 | 361,765,000 | 368,335,000 |
| Total loans | 173,122,000 | 174,723,000 | 226,871,000 | 231,398,000 |
| Allowance for loan losses | 3,775,000 | 3,800,000 | 3,800,000 | 3,800,000 |
| Securities available for sale | 85,317,000 | 88,509,000 | 92,449,000 | 91,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,484,000 | 253,381,000 | 312,592,000 | 322,093,000 |
| Interest-bearing deposits | 195,498,000 | 197,674,000 | 234,184,000 | 238,563,000 |
| Noninterest-bearing deposits | 55,986,000 | 55,707,000 | 78,408,000 | 83,530,000 |
| Equity capital | 43,083,000 | 44,391,000 | 42,940,000 | 42,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,722,000 | 9,287,000 | 13,034,000 |
| Interest expense | 150,000 | 304,000 | 523,000 | 754,000 |
| Net interest income | 2,654,000 | 5,418,000 | 8,764,000 | 12,280,000 |
| Noninterest income | 564,000 | 1,204,000 | 1,959,000 | 2,664,000 |
| Noninterest expense | 1,977,000 | 4,099,000 | 8,683,000 | 11,597,000 |
| Provision for loan losses | 121,000 | 131,000 | 143,000 | 200,000 |
| Pretax income | 1,120,000 | 2,392,000 | 1,857,000 | 3,107,000 |
| Income tax | 268,000 | 758,000 | 592,000 | 1,354,000 |
| Net income | 852,000 | 1,634,000 | 1,265,000 | 1,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,442,000 | 43,048,000 | 38,078,000 | 38,234,000 |
| Total capital | 44,660,000 | 45,296,000 | 40,915,000 | 41,125,000 |
| Risk-weighted assets | 175,920,000 | 178,304,000 | 226,006,000 | 230,346,000 |