Call reports 2025
IOWA STATE SAVINGS BANK — 2025
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 285,802,000 | 284,272,000 | 281,185,000 | 282,655,000 |
| Total loans | 161,496,000 | 155,190,000 | 155,024,000 | 166,172,000 |
| Allowance for loan losses | 2,083,000 | 2,021,000 | 2,183,000 | 2,530,000 |
| Securities available for sale | 70,565,000 | 74,023,000 | 80,768,000 | 85,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,877,000 | 247,874,000 | 247,515,000 | 250,445,000 |
| Interest-bearing deposits | 225,318,000 | 221,267,000 | 221,699,000 | 219,724,000 |
| Noninterest-bearing deposits | 27,559,000 | 26,607,000 | 25,816,000 | 30,721,000 |
| Equity capital | 25,354,000 | 26,129,000 | 26,680,000 | 27,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,051,000 | 6,258,000 | 9,497,000 | 12,801,000 |
| Interest expense | 1,014,000 | 2,052,000 | 3,100,000 | 4,046,000 |
| Net interest income | 2,037,000 | 4,206,000 | 6,397,000 | 8,755,000 |
| Noninterest income | 241,000 | 464,000 | 700,000 | 940,000 |
| Noninterest expense | 1,301,000 | 2,705,000 | 4,129,000 | 5,548,000 |
| Provision for loan losses | -94,000 | -157,000 | 6,000 | 352,000 |
| Pretax income | 1,061,000 | 2,100,000 | 2,913,000 | 3,772,000 |
| Income tax | 248,000 | 490,000 | 679,000 | 879,000 |
| Net income | 813,000 | 1,610,000 | 2,234,000 | 2,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,353,000 | 25,554,000 | 25,629,000 | 25,836,000 |
| Total capital | 27,517,000 | 27,641,000 | 27,713,000 | 28,059,000 |
| Risk-weighted assets | 173,129,000 | 166,947,000 | 166,502,000 | 177,463,000 |
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