Call reports 2023
IOWA STATE SAVINGS BANK — 2023
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 257,307,000 | 249,265,000 | 250,188,000 | 254,682,000 |
| Total loans | 140,126,000 | 146,689,000 | 147,613,000 | 155,264,000 |
| Allowance for loan losses | 1,720,000 | 1,808,000 | 1,816,000 | 1,925,000 |
| Securities available for sale | 79,660,000 | 77,346,000 | 74,505,000 | 74,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,389,000 | 223,944,000 | 222,707,000 | 224,627,000 |
| Interest-bearing deposits | 196,482,000 | 190,624,000 | 191,881,000 | 193,104,000 |
| Noninterest-bearing deposits | 34,907,000 | 33,321,000 | 30,826,000 | 31,523,000 |
| Equity capital | 22,333,000 | 22,190,000 | 21,396,000 | 23,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,308,000 | 4,775,000 | 7,210,000 | 9,832,000 |
| Interest expense | 414,000 | 981,000 | 1,687,000 | 2,529,000 |
| Net interest income | 1,894,000 | 3,794,000 | 5,523,000 | 7,303,000 |
| Noninterest income | 336,000 | 594,000 | 864,000 | 1,161,000 |
| Noninterest expense | 1,413,000 | 2,833,000 | 4,290,000 | 5,730,000 |
| Provision for loan losses | -40,000 | 48,000 | 56,000 | 167,000 |
| Pretax income | 847,000 | 1,522,000 | 2,072,000 | 2,595,000 |
| Income tax | 199,000 | 354,000 | 479,000 | 597,000 |
| Net income | 648,000 | 1,168,000 | 1,593,000 | 1,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,047,000 | 24,315,000 | 24,508,000 | 24,619,000 |
| Total capital | 25,922,000 | 26,263,000 | 26,454,000 | 26,691,000 |
| Risk-weighted assets | 155,989,000 | 162,790,000 | 163,460,000 | 170,038,000 |
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