Call reports 2021
IOWA STATE SAVINGS BANK — 2021
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 251,877,000 | 251,511,000 | 252,207,000 | 252,367,000 |
| Total loans | 126,917,000 | 131,654,000 | 133,635,000 | 144,618,000 |
| Allowance for loan losses | 781,000 | 906,000 | 906,000 | 1,168,000 |
| Securities available for sale | 67,512,000 | 73,374,000 | 75,601,000 | 76,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,327,000 | 220,380,000 | 220,897,000 | 222,111,000 |
| Interest-bearing deposits | 190,647,000 | 190,738,000 | 192,194,000 | 190,807,000 |
| Noninterest-bearing deposits | 31,680,000 | 29,642,000 | 28,704,000 | 31,303,000 |
| Equity capital | 26,185,000 | 26,657,000 | 26,970,000 | 26,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,901,000 | 6,021,000 | 7,807,000 |
| Interest expense | 148,000 | 266,000 | 364,000 | 446,000 |
| Net interest income | 1,630,000 | 3,635,000 | 5,657,000 | 7,361,000 |
| Noninterest income | 172,000 | 388,000 | 599,000 | 918,000 |
| Noninterest expense | 1,225,000 | 2,550,000 | 3,920,000 | 5,237,000 |
| Provision for loan losses | -60,000 | 64,000 | 64,000 | 327,000 |
| Pretax income | 652,000 | 1,427,000 | 2,293,000 | 2,743,000 |
| Income tax | 154,000 | 337,000 | 545,000 | 647,000 |
| Net income | 498,000 | 1,090,000 | 1,748,000 | 2,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,947,000 | 22,305,000 | 22,734,000 | 22,747,000 |
| Total capital | — | — | 23,755,000 | 24,008,000 |
| Risk-weighted assets | — | — | 143,833,000 | 151,384,000 |