Call reports 2020
IOWA STATE SAVINGS BANK — 2020
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 220,298,000 | 234,996,000 | 231,084,000 | 237,009,000 |
| Total loans | 137,335,000 | 136,065,000 | 130,114,000 | 127,214,000 |
| Allowance for loan losses | 853,000 | 914,000 | 916,000 | 842,000 |
| Securities available for sale | 37,782,000 | 42,458,000 | 53,740,000 | 60,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,571,000 | 204,335,000 | 200,162,000 | 205,941,000 |
| Interest-bearing deposits | 168,446,000 | 177,049,000 | 176,932,000 | 176,215,000 |
| Noninterest-bearing deposits | 22,125,000 | 27,286,000 | 23,229,000 | 29,725,000 |
| Equity capital | 25,457,000 | 26,091,000 | 26,478,000 | 26,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,495,000 | 6,519,000 | 8,465,000 |
| Interest expense | 251,000 | 457,000 | 664,000 | 853,000 |
| Net interest income | 2,166,000 | 4,038,000 | 5,855,000 | 7,612,000 |
| Noninterest income | 192,000 | 353,000 | 556,000 | 742,000 |
| Noninterest expense | 1,418,000 | 2,866,000 | 4,362,000 | 5,725,000 |
| Provision for loan losses | 509,000 | 587,000 | 590,000 | 515,000 |
| Pretax income | 431,000 | 938,000 | 1,527,000 | 2,185,000 |
| Income tax | 100,000 | 217,000 | 354,000 | 506,000 |
| Net income | 331,000 | 721,000 | 1,173,000 | 1,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,597,000 | 20,913,000 | 21,251,000 | 21,610,000 |