Call reports 2019
IOWA STATE SAVINGS BANK — 2019
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 211,070,000 | 207,125,000 | 207,279,000 | 215,471,000 |
| Total loans | 138,712,000 | 141,330,000 | 140,351,000 | 137,488,000 |
| Allowance for loan losses | 1,934,000 | 1,934,000 | 1,733,000 | 344,000 |
| Securities available for sale | 36,421,000 | 35,202,000 | 34,573,000 | 35,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,700,000 | 183,820,000 | 183,646,000 | 186,503,000 |
| Interest-bearing deposits | 164,502,000 | 162,141,000 | 162,882,000 | 164,863,000 |
| Noninterest-bearing deposits | 24,198,000 | 21,679,000 | 20,764,000 | 21,640,000 |
| Equity capital | 18,783,000 | 19,546,000 | 19,690,000 | 24,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,120,000 | 4,327,000 | 6,537,000 | 1,858,000 |
| Interest expense | 343,000 | 735,000 | 1,147,000 | 212,000 |
| Net interest income | 1,777,000 | 3,592,000 | 5,390,000 | 1,646,000 |
| Noninterest income | 406,000 | 907,000 | 1,071,000 | 156,000 |
| Noninterest expense | 1,926,000 | 3,646,000 | 5,272,000 | 1,058,000 |
| Provision for loan losses | 0 | 0 | 0 | 344,000 |
| Pretax income | 257,000 | 838,000 | 1,174,000 | 400,000 |
| Income tax | 13,000 | 41,000 | 57,000 | 97,000 |
| Net income | 244,000 | 797,000 | 1,117,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,882,000 | 18,296,000 | 18,477,000 | 20,151,000 |
| Total capital | 19,711,000 | 20,145,000 | 20,210,000 | 20,495,000 |
| Risk-weighted assets | 146,222,000 | 147,847,000 | 146,708,000 | 144,763,000 |