Call reports 2017
IOWA STATE SAVINGS BANK — 2017
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 221,616,000 | 215,779,000 | 211,998,000 | 211,465,000 |
| Total loans | 156,482,000 | 150,818,000 | 150,126,000 | 148,803,000 |
| Allowance for loan losses | 2,558,000 | 1,829,000 | 2,114,000 | 2,021,000 |
| Securities available for sale | 38,815,000 | 35,850,000 | 39,416,000 | 39,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,638,000 | 191,513,000 | 187,843,000 | 189,758,000 |
| Interest-bearing deposits | 176,031,000 | 170,342,000 | 167,403,000 | 167,943,000 |
| Noninterest-bearing deposits | 21,607,000 | 21,170,000 | 20,439,000 | 21,815,000 |
| Equity capital | 17,770,000 | 18,145,000 | 18,106,000 | 18,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,090,000 | 6,094,000 | 8,139,000 |
| Interest expense | 267,000 | 496,000 | 731,000 | 976,000 |
| Net interest income | 1,759,000 | 3,594,000 | 5,363,000 | 7,163,000 |
| Noninterest income | 395,000 | 708,000 | 989,000 | 1,201,000 |
| Noninterest expense | 1,874,000 | 3,683,000 | 5,411,000 | 7,039,000 |
| Provision for loan losses | 286,000 | 395,000 | 645,000 | 645,000 |
| Pretax income | 34,000 | 262,000 | 330,000 | 714,000 |
| Income tax | 2,000 | 13,000 | 16,000 | 35,000 |
| Net income | 32,000 | 249,000 | 314,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,815,000 | 16,964,000 | 16,996,000 | 17,371,000 |
| Total capital | 18,851,000 | 18,793,000 | 18,955,000 | 19,302,000 |
| Risk-weighted assets | 162,319,000 | 156,277,000 | 156,643,000 | 154,441,000 |