Call reports 2025
JEFFERSON BANK — 2025
What JEFFERSON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,839,195,000 | 2,802,550,000 | 2,790,846,000 | 2,993,110,000 |
| Total loans | 1,892,197,000 | 1,882,900,000 | 1,910,791,000 | 1,903,586,000 |
| Allowance for loan losses | 15,461,000 | 15,546,000 | 15,673,000 | 15,638,000 |
| Securities available for sale | 540,183,000 | 520,840,000 | 492,661,000 | 476,944,000 |
| Securities held to maturity | 34,167,000 | 35,151,000 | 30,534,000 | 31,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,585,075,000 | 2,563,397,000 | 2,531,948,000 | 2,723,590,000 |
| Interest-bearing deposits | 1,697,491,000 | 1,702,112,000 | 1,726,235,000 | 1,796,701,000 |
| Noninterest-bearing deposits | 887,584,000 | 861,285,000 | 805,713,000 | 926,889,000 |
| Equity capital | 206,025,000 | 211,052,000 | 226,603,000 | 237,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 32,263,000 | 65,506,000 | 99,645,000 | 134,446,000 |
| Interest expense | 11,902,000 | 23,272,000 | 34,769,000 | 46,068,000 |
| Net interest income | 20,361,000 | 42,234,000 | 64,876,000 | 88,378,000 |
| Noninterest income | 7,696,000 | 15,366,000 | 26,140,000 | 34,138,000 |
| Noninterest expense | 22,040,000 | 45,276,000 | 69,548,000 | 94,409,000 |
| Provision for loan losses | -517,000 | -367,000 | -217,000 | -67,000 |
| Pretax income | 6,536,000 | 12,936,000 | 21,914,000 | 28,346,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,536,000 | 12,936,000 | 21,914,000 | 28,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,232,000 | 258,139,000 | 264,485,000 | 268,506,000 |
| Total capital | 272,532,000 | 274,573,000 | 281,097,000 | 284,841,000 |
| Risk-weighted assets | 2,147,155,000 | 2,145,715,000 | 2,142,745,000 | 2,120,505,000 |