Call reports 2024
JEFFERSON BANK — 2024
What JEFFERSON BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,913,826,000 | 2,940,439,000 | 2,947,108,000 | 2,870,970,000 |
| Total loans | 1,803,868,000 | 1,846,217,000 | 1,861,579,000 | 1,889,457,000 |
| Allowance for loan losses | 15,193,000 | 15,065,000 | 15,116,000 | 15,973,000 |
| Securities available for sale | 695,276,000 | 641,003,000 | 630,019,000 | 557,203,000 |
| Securities held to maturity | 40,146,000 | 38,971,000 | 37,696,000 | 36,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,592,473,000 | 2,610,762,000 | 2,592,565,000 | 2,644,530,000 |
| Interest-bearing deposits | 1,735,049,000 | 1,752,941,000 | 1,752,062,000 | 1,802,282,000 |
| Noninterest-bearing deposits | 857,424,000 | 857,821,000 | 840,503,000 | 842,248,000 |
| Equity capital | 164,450,000 | 174,227,000 | 197,012,000 | 197,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,145,000 | 64,164,000 | 98,297,000 | 132,312,000 |
| Interest expense | 15,270,000 | 31,188,000 | 47,272,000 | 61,353,000 |
| Net interest income | 15,875,000 | 32,976,000 | 51,025,000 | 70,959,000 |
| Noninterest income | 7,143,000 | 15,006,000 | 22,827,000 | 30,117,000 |
| Noninterest expense | 21,168,000 | 42,153,000 | 63,337,000 | 85,955,000 |
| Provision for loan losses | -669,000 | -518,000 | -368,000 | 475,000 |
| Pretax income | 2,801,000 | 7,165,000 | 11,776,000 | 15,947,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,801,000 | 7,165,000 | 11,776,000 | 15,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,982,000 | 248,508,000 | 251,185,000 | 253,820,000 |
| Total capital | 261,379,000 | 264,826,000 | 267,604,000 | 270,582,000 |
| Risk-weighted assets | 2,172,016,000 | 2,182,443,000 | 2,173,013,000 | 2,152,223,000 |