Call reports 2023
JEFFERSON BANK — 2023
What JEFFERSON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,805,490,000 | 2,784,659,000 | 2,841,032,000 | 2,896,209,000 |
| Total loans | 1,658,773,000 | 1,682,942,000 | 1,735,323,000 | 1,790,652,000 |
| Allowance for loan losses | 15,550,000 | 15,492,000 | 15,747,000 | 16,030,000 |
| Securities available for sale | 865,937,000 | 804,565,000 | 759,001,000 | 724,817,000 |
| Securities held to maturity | 45,929,000 | 44,434,000 | 42,668,000 | 41,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,598,530,000 | 2,477,320,000 | 2,517,368,000 | 2,547,732,000 |
| Interest-bearing deposits | 1,607,013,000 | 1,550,584,000 | 1,606,951,000 | 1,677,030,000 |
| Noninterest-bearing deposits | 991,517,000 | 926,736,000 | 910,417,000 | 870,702,000 |
| Equity capital | 154,466,000 | 155,480,000 | 141,441,000 | 164,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 26,562,000 | 54,312,000 | 83,455,000 | 113,980,000 |
| Interest expense | 7,357,000 | 18,321,000 | 32,093,000 | 46,961,000 |
| Net interest income | 19,205,000 | 35,991,000 | 51,362,000 | 67,019,000 |
| Noninterest income | 5,378,000 | 11,251,000 | 17,520,000 | 23,648,000 |
| Noninterest expense | 17,281,000 | 37,614,000 | 58,758,000 | 80,020,000 |
| Provision for loan losses | 0 | 0 | 333,000 | 667,000 |
| Pretax income | 7,357,000 | 9,207,000 | 9,263,000 | 9,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,357,000 | 9,207,000 | 9,263,000 | 9,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,226,000 | 246,641,000 | 245,918,000 | 244,520,000 |
| Total capital | 262,993,000 | 263,351,000 | 262,882,000 | 262,074,000 |
| Risk-weighted assets | 2,025,087,000 | 2,065,991,000 | 2,125,912,000 | 2,170,400,000 |