Call reports 2021
JEFFERSON BANK — 2021
What JEFFERSON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,407,120,000 | 2,535,269,000 | 2,669,223,000 | 2,750,432,000 |
| Total loans | 1,381,109,000 | 1,319,062,000 | 1,311,986,000 | 1,389,308,000 |
| Allowance for loan losses | 16,947,000 | 17,016,000 | 17,016,000 | 15,581,000 |
| Securities available for sale | 502,866,000 | 627,402,000 | 658,563,000 | 717,649,000 |
| Securities held to maturity | 56,539,000 | 52,823,000 | 49,264,000 | 46,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,135,113,000 | 2,246,281,000 | 2,369,815,000 | 2,526,160,000 |
| Interest-bearing deposits | 1,372,995,000 | 1,454,823,000 | 1,420,589,000 | 1,517,656,000 |
| Noninterest-bearing deposits | 762,118,000 | 791,458,000 | 949,226,000 | 1,008,504,000 |
| Equity capital | 184,554,000 | 200,880,000 | 207,665,000 | 205,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,393,000 | 34,837,000 | 52,701,000 | 70,142,000 |
| Interest expense | 727,000 | 1,389,000 | 2,010,000 | 2,537,000 |
| Net interest income | 16,666,000 | 33,448,000 | 50,691,000 | 67,605,000 |
| Noninterest income | 5,961,000 | 12,321,000 | 18,431,000 | 25,064,000 |
| Noninterest expense | 15,940,000 | 32,584,000 | 49,779,000 | 68,153,000 |
| Provision for loan losses | 640,000 | 790,000 | 790,000 | -210,000 |
| Pretax income | 5,977,000 | 12,343,000 | 18,482,000 | 24,618,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,977,000 | 12,343,000 | 18,482,000 | 24,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,100,000 | 214,729,000 | 218,781,000 | 222,751,000 |
| Total capital | 214,048,000 | 231,744,000 | 235,796,000 | 238,332,000 |
| Risk-weighted assets | 1,452,549,000 | 1,491,240,000 | 1,535,602,000 | 1,639,280,000 |