Call reports 2020
JEFFERSON BANK — 2020
What JEFFERSON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,940,800,000 | 2,159,758,000 | 2,225,912,000 | 2,298,044,000 |
| Total loans | 1,386,390,000 | 1,483,430,000 | 1,481,501,000 | 1,388,615,000 |
| Allowance for loan losses | 13,294,000 | 13,814,000 | 15,361,000 | 16,361,000 |
| Securities available for sale | 270,843,000 | 302,284,000 | 337,430,000 | 386,815,000 |
| Securities held to maturity | 76,249,000 | 60,753,000 | 63,719,000 | 61,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,680,695,000 | 1,890,982,000 | 1,950,206,000 | 2,021,948,000 |
| Interest-bearing deposits | 1,182,594,000 | 1,182,751,000 | 1,285,235,000 | 1,355,112,000 |
| Noninterest-bearing deposits | 498,101,000 | 708,231,000 | 664,971,000 | 666,836,000 |
| Equity capital | 169,151,000 | 175,537,000 | 181,440,000 | 183,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,219,000 | 37,170,000 | 55,746,000 | 74,055,000 |
| Interest expense | 2,784,000 | 4,206,000 | 5,210,000 | 6,056,000 |
| Net interest income | 16,435,000 | 32,964,000 | 50,536,000 | 67,999,000 |
| Noninterest income | 5,210,000 | 10,704,000 | 16,245,000 | 21,890,000 |
| Noninterest expense | 15,353,000 | 30,745,000 | 46,105,000 | 61,550,000 |
| Provision for loan losses | 425,000 | 1,325,000 | 2,825,000 | 3,825,000 |
| Pretax income | 5,930,000 | 11,694,000 | 17,699,000 | 24,350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,930,000 | 11,694,000 | 17,699,000 | 24,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,322,000 | 185,589,000 | 190,333,000 | 195,394,000 |
| Total capital | 196,616,000 | 199,403,000 | 205,694,000 | 211,755,000 |
| Risk-weighted assets | 1,481,614,000 | 1,441,746,000 | 1,452,107,000 | 1,414,271,000 |