Call reports 2019
JEFFERSON BANK — 2019
What JEFFERSON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,928,757,000 | 1,887,670,000 | 1,863,311,000 | 1,954,112,000 |
| Total loans | 1,345,314,000 | 1,364,633,000 | 1,361,438,000 | 1,377,463,000 |
| Allowance for loan losses | 12,112,000 | 12,551,000 | 12,768,000 | 13,050,000 |
| Securities available for sale | 281,870,000 | 197,627,000 | 185,589,000 | 191,921,000 |
| Securities held to maturity | 140,355,000 | 133,955,000 | 123,078,000 | 104,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,757,422,000 | 1,706,420,000 | 1,675,074,000 | 1,740,035,000 |
| Interest-bearing deposits | 1,253,130,000 | 1,216,096,000 | 1,180,566,000 | 1,218,555,000 |
| Noninterest-bearing deposits | 504,292,000 | 490,324,000 | 494,508,000 | 521,480,000 |
| Equity capital | 159,183,000 | 165,275,000 | 170,680,000 | 173,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 19,713,000 | 39,700,000 | 59,803,000 | 79,588,000 |
| Interest expense | 3,461,000 | 6,894,000 | 10,286,000 | 13,262,000 |
| Net interest income | 16,252,000 | 32,806,000 | 49,517,000 | 66,326,000 |
| Noninterest income | 4,700,000 | 10,149,000 | 15,558,000 | 20,386,000 |
| Noninterest expense | 14,744,000 | 30,801,000 | 45,540,000 | 60,996,000 |
| Provision for loan losses | 525,000 | 975,000 | 1,225,000 | 1,525,000 |
| Pretax income | 5,731,000 | 11,322,000 | 18,483,000 | 24,344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,731,000 | 11,322,000 | 18,483,000 | 24,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,925,000 | 174,881,000 | 179,962,000 | 183,745,000 |
| Total capital | 185,037,000 | 187,432,000 | 192,730,000 | 196,795,000 |
| Risk-weighted assets | 1,404,024,000 | 1,423,716,000 | 1,428,293,000 | 1,452,911,000 |