Call reports 2018
JEFFERSON BANK — 2018
What JEFFERSON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,784,133,000 | 1,869,809,000 | 1,882,050,000 | 1,905,588,000 |
| Total loans | 1,206,249,000 | 1,258,427,000 | 1,275,725,000 | 1,316,238,000 |
| Allowance for loan losses | 10,828,000 | 11,141,000 | 11,492,000 | 11,719,000 |
| Securities available for sale | 307,112,000 | 312,200,000 | 294,724,000 | 293,492,000 |
| Securities held to maturity | 166,011,000 | 171,843,000 | 164,665,000 | 161,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,478,193,000 | 1,559,162,000 | 1,566,405,000 | 1,687,019,000 |
| Interest-bearing deposits | 1,046,830,000 | 1,104,703,000 | 1,111,297,000 | 1,214,868,000 |
| Noninterest-bearing deposits | 431,363,000 | 454,459,000 | 455,108,000 | 472,151,000 |
| Equity capital | 144,699,000 | 146,244,000 | 149,188,000 | 153,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,707,000 | 34,539,000 | 53,132,000 | 72,867,000 |
| Interest expense | 1,377,000 | 3,729,000 | 6,476,000 | 9,850,000 |
| Net interest income | 15,330,000 | 30,810,000 | 46,656,000 | 63,017,000 |
| Noninterest income | 4,250,000 | 9,265,000 | 14,001,000 | 18,148,000 |
| Noninterest expense | 14,053,000 | 28,422,000 | 42,428,000 | 56,744,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,350,000 |
| Pretax income | 5,152,000 | 10,903,000 | 17,104,000 | 23,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,152,000 | 10,903,000 | 17,104,000 | 23,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,704,000 | 161,982,000 | 165,966,000 | 170,464,000 |
| Total capital | 170,532,000 | 173,123,000 | 177,459,000 | 182,183,000 |
| Risk-weighted assets | 1,286,201,000 | 1,333,763,000 | 1,340,662,000 | 1,362,740,000 |