Call reports 2016
JEFFERSON BANK — 2016
What JEFFERSON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,624,654,000 | 1,621,594,000 | 1,636,027,000 | 1,781,914,000 |
| Total loans | 967,542,000 | 970,773,000 | 1,001,800,000 | 1,026,185,000 |
| Allowance for loan losses | 8,679,000 | 8,979,000 | 9,192,000 | 9,470,000 |
| Securities available for sale | 342,903,000 | 350,787,000 | 337,963,000 | 420,950,000 |
| Securities held to maturity | 182,201,000 | 183,761,000 | 139,950,000 | 162,523,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,342,263,000 | 1,373,642,000 | 1,409,931,000 | 1,512,566,000 |
| Interest-bearing deposits | 937,504,000 | 970,077,000 | 988,545,000 | 1,098,700,000 |
| Noninterest-bearing deposits | 404,759,000 | 403,565,000 | 421,386,000 | 413,866,000 |
| Equity capital | 133,644,000 | 135,780,000 | 138,983,000 | 131,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,199,000 | 27,960,000 | 42,056,000 | 56,383,000 |
| Interest expense | 581,000 | 1,127,000 | 1,649,000 | 2,227,000 |
| Net interest income | 13,618,000 | 26,833,000 | 40,407,000 | 54,156,000 |
| Noninterest income | 3,919,000 | 8,512,000 | 12,759,000 | 16,777,000 |
| Noninterest expense | 11,599,000 | 23,567,000 | 35,798,000 | 48,146,000 |
| Provision for loan losses | 325,000 | 675,000 | 940,000 | 1,197,000 |
| Pretax income | 5,749,000 | 11,239,000 | 17,062,000 | 22,223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,749,000 | 11,239,000 | 17,062,000 | 22,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,315,000 | 138,206,000 | 141,601,000 | 144,954,000 |
| Total capital | 145,994,000 | 147,185,000 | 150,793,000 | 154,424,000 |
| Risk-weighted assets | 1,100,262,000 | 1,092,529,000 | 1,117,355,000 | 1,159,262,000 |