Call reports 2015
JEFFERSON BANK — 2015
What JEFFERSON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,488,847,000 | 1,554,061,000 | 1,513,184,000 | 1,608,864,000 |
| Total loans | 767,215,000 | 846,980,000 | 873,740,000 | 927,077,000 |
| Allowance for loan losses | 7,691,000 | 7,787,000 | 8,090,000 | 8,342,000 |
| Securities available for sale | 350,893,000 | 351,611,000 | 349,766,000 | 389,919,000 |
| Securities held to maturity | 269,829,000 | 245,167,000 | 199,208,000 | 193,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,356,562,000 | 1,245,747,000 | 1,284,766,000 | 1,360,631,000 |
| Interest-bearing deposits | 978,139,000 | 876,247,000 | 896,257,000 | 957,590,000 |
| Noninterest-bearing deposits | 378,423,000 | 369,500,000 | 388,509,000 | 403,041,000 |
| Equity capital | 123,418,000 | 123,404,000 | 126,741,000 | 126,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,709,000 | 24,495,000 | 37,398,000 | 50,721,000 |
| Interest expense | 438,000 | 878,000 | 1,338,000 | 1,807,000 |
| Net interest income | 11,271,000 | 23,617,000 | 36,060,000 | 48,914,000 |
| Noninterest income | 4,328,000 | 8,689,000 | 12,600,000 | 16,070,000 |
| Noninterest expense | 10,254,000 | 20,945,000 | 31,739,000 | 43,215,000 |
| Provision for loan losses | 200,000 | 440,000 | 740,000 | 963,000 |
| Pretax income | 5,362,000 | 11,138,000 | 16,421,000 | 21,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,362,000 | 11,138,000 | 16,421,000 | 21,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,997,000 | 128,487,000 | 130,996,000 | 134,348,000 |
| Total capital | 134,688,000 | 136,274,000 | 139,086,000 | 142,690,000 |
| Risk-weighted assets | 896,049,000 | 1,009,831,000 | 1,023,178,000 | 1,080,465,000 |