Call reports 2025
PRODUCERS BANK & TRUST — 2025
What PRODUCERS BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 170,345,000 | 185,641,000 | 196,166,000 | 195,254,000 |
| Total loans | 115,130,000 | 126,132,000 | 144,377,000 | 137,372,000 |
| Allowance for loan losses | 2,373,000 | 2,621,000 | 2,643,000 | 2,818,000 |
| Securities available for sale | 11,284,000 | 17,088,000 | 18,269,000 | 23,926,000 |
| Securities held to maturity | 28,317,000 | 22,548,000 | 21,501,000 | 18,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,625,000 | 153,645,000 | 135,378,000 | 147,932,000 |
| Interest-bearing deposits | 102,072,000 | 105,386,000 | 99,812,000 | 110,264,000 |
| Noninterest-bearing deposits | 36,553,000 | 48,259,000 | 35,566,000 | 37,668,000 |
| Equity capital | 30,196,000 | 30,367,000 | 45,931,000 | 45,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 5,070,000 | 8,100,000 | 11,189,000 |
| Interest expense | 770,000 | 1,601,000 | 2,509,000 | 3,405,000 |
| Net interest income | 1,693,000 | 3,469,000 | 5,591,000 | 7,784,000 |
| Noninterest income | 307,000 | 475,000 | 657,000 | 1,044,000 |
| Noninterest expense | 956,000 | 1,944,000 | 2,963,000 | 4,495,000 |
| Provision for loan losses | 4,000 | 183,000 | 209,000 | 499,000 |
| Pretax income | 994,000 | 1,800,000 | 2,935,000 | 3,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 994,000 | 1,800,000 | 2,935,000 | 3,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,178,000 | 30,336,000 | 45,862,000 | 45,326,000 |