Call reports 2020
PRODUCERS BANK & TRUST — 2020
What PRODUCERS BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 129,845,000 | 136,635,000 | 146,615,000 | 142,787,000 |
| Total loans | 80,529,000 | 96,170,000 | 110,327,000 | 88,718,000 |
| Allowance for loan losses | 2,036,000 | 2,044,000 | 2,039,000 | 2,052,000 |
| Securities available for sale | 25,350,000 | 27,425,000 | 26,333,000 | 28,296,000 |
| Securities held to maturity | 5,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,649,000 | 118,027,000 | 106,655,000 | 124,479,000 |
| Interest-bearing deposits | 78,578,000 | 83,380,000 | 74,080,000 | 80,073,000 |
| Noninterest-bearing deposits | 33,071,000 | 34,647,000 | 32,575,000 | 44,406,000 |
| Equity capital | 17,891,000 | 18,230,000 | 18,570,000 | 17,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,566,000 | 3,999,000 | 5,318,000 |
| Interest expense | 166,000 | 307,000 | 416,000 | 499,000 |
| Net interest income | 1,141,000 | 2,259,000 | 3,583,000 | 4,819,000 |
| Noninterest income | 286,000 | 616,000 | 812,000 | 1,233,000 |
| Noninterest expense | 808,000 | 1,568,000 | 2,373,000 | 3,698,000 |
| Provision for loan losses | 50,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 569,000 | 1,232,000 | 1,947,000 | 2,279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 569,000 | 1,232,000 | 1,947,000 | 2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,666,000 | 18,007,000 | 18,401,000 | 17,506,000 |
| Total capital | 18,927,000 | — | — | — |
| Risk-weighted assets | 100,071,000 | — | — | — |