Call reports 2019
PRODUCERS BANK & TRUST — 2019
What PRODUCERS BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 125,700,000 | 125,907,000 | 137,155,000 | 132,414,000 |
| Total loans | 77,665,000 | 95,256,000 | 104,384,000 | 90,380,000 |
| Allowance for loan losses | 1,766,000 | 1,751,000 | 1,758,000 | 2,000,000 |
| Securities available for sale | 21,876,000 | 21,991,000 | 22,003,000 | 25,068,000 |
| Securities held to maturity | 7,000 | 6,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,893,000 | 104,717,000 | 98,466,000 | 114,879,000 |
| Interest-bearing deposits | 75,652,000 | 75,222,000 | 70,904,000 | 77,638,000 |
| Noninterest-bearing deposits | 32,241,000 | 29,495,000 | 27,562,000 | 37,241,000 |
| Equity capital | 17,469,000 | 17,793,000 | 18,284,000 | 17,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,507,000 | 4,109,000 | 5,649,000 |
| Interest expense | 140,000 | 312,000 | 564,000 | 766,000 |
| Net interest income | 1,027,000 | 2,195,000 | 3,545,000 | 4,883,000 |
| Noninterest income | 181,000 | 295,000 | 453,000 | 833,000 |
| Noninterest expense | 808,000 | 1,564,000 | 2,369,000 | 3,197,000 |
| Provision for loan losses | 0 | 0 | 0 | 245,000 |
| Pretax income | 400,000 | 926,000 | 1,629,000 | 2,274,000 |
| Income tax | 0 | 1,000 | 0 | 0 |
| Net income | 400,000 | 925,000 | 1,629,000 | 2,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,498,000 | 17,743,000 | 18,227,000 | 17,100,000 |
| Total capital | 18,680,000 | 19,138,000 | 19,720,000 | 18,430,000 |
| Risk-weighted assets | 93,978,000 | 111,237,000 | 119,133,000 | 105,724,000 |