Call reports 2018
PRODUCERS BANK & TRUST — 2018
What PRODUCERS BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 116,569,000 | 128,623,000 | 140,778,000 | 123,363,000 |
| Total loans | 86,939,000 | 102,092,000 | 110,992,000 | 90,390,000 |
| Allowance for loan losses | 1,648,000 | 951,000 | 1,097,000 | 1,785,000 |
| Securities available for sale | 15,867,000 | 14,859,000 | 15,835,000 | 15,851,000 |
| Securities held to maturity | 158,000 | 8,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,820,000 | 95,585,000 | 93,369,000 | 105,016,000 |
| Interest-bearing deposits | 69,734,000 | 69,955,000 | 70,182,000 | 67,285,000 |
| Noninterest-bearing deposits | 29,086,000 | 25,630,000 | 23,187,000 | 37,731,000 |
| Equity capital | 17,467,000 | 17,654,000 | 18,004,000 | 16,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,340,000 | 3,849,000 | 5,256,000 |
| Interest expense | 37,000 | 126,000 | 349,000 | 539,000 |
| Net interest income | 1,057,000 | 2,214,000 | 3,500,000 | 4,717,000 |
| Noninterest income | 176,000 | 329,000 | 481,000 | 842,000 |
| Noninterest expense | 741,000 | 1,513,000 | 2,280,000 | 3,105,000 |
| Provision for loan losses | 15,000 | 30,000 | 180,000 | 580,000 |
| Pretax income | 477,000 | 1,000,000 | 1,521,000 | 1,874,000 |
| Income tax | 0 | 1,000 | 1,000 | 0 |
| Net income | 477,000 | 999,000 | 1,520,000 | 1,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,597,000 | 17,464,000 | 18,143,000 | 17,099,000 |
| Total capital | 19,242,000 | 18,415,000 | 19,240,000 | 18,405,000 |
| Risk-weighted assets | 105,395,000 | 117,651,000 | 122,307,000 | 104,045,000 |