Call reports 2016
PRODUCERS BANK & TRUST — 2016
What PRODUCERS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,772,000 | 134,612,000 | 140,941,000 | 118,985,000 |
| Total loans | 90,519,000 | 107,284,000 | 115,157,000 | 91,028,000 |
| Allowance for loan losses | 1,217,000 | 1,293,000 | 1,416,000 | 1,470,000 |
| Securities available for sale | 21,233,000 | 19,270,000 | 16,995,000 | 14,896,000 |
| Securities held to maturity | 319,000 | 317,000 | 262,000 | 261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,221,000 | 89,803,000 | 87,742,000 | 101,746,000 |
| Interest-bearing deposits | 69,064,000 | 67,268,000 | 66,706,000 | 71,560,000 |
| Noninterest-bearing deposits | 28,157,000 | 22,535,000 | 21,036,000 | 30,186,000 |
| Equity capital | 17,304,000 | 17,549,000 | 17,906,000 | 16,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,181,000 | 3,567,000 | 4,743,000 |
| Interest expense | 32,000 | 79,000 | 157,000 | 199,000 |
| Net interest income | 997,000 | 2,102,000 | 3,410,000 | 4,544,000 |
| Noninterest income | 156,000 | 276,000 | 421,000 | 772,000 |
| Noninterest expense | 624,000 | 1,329,000 | 2,024,000 | 2,917,000 |
| Provision for loan losses | 45,000 | 120,000 | 245,000 | 500,000 |
| Pretax income | 484,000 | 929,000 | 1,552,000 | 1,889,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 484,000 | 929,000 | 1,551,000 | 1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,293,000 | 17,502,000 | 17,904,000 | 16,915,000 |
| Total capital | 18,510,000 | 18,795,000 | 19,320,000 | 18,228,000 |
| Risk-weighted assets | 101,196,000 | 118,403,000 | 120,093,000 | 104,987,000 |