Call reports 2015
PRODUCERS BANK & TRUST — 2015
What PRODUCERS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,666,000 | 120,430,000 | 131,307,000 | 126,034,000 |
| Total loans | 68,365,000 | 87,324,000 | 96,614,000 | 93,504,000 |
| Allowance for loan losses | 1,325,000 | 1,325,000 | 1,272,000 | 1,313,000 |
| Securities available for sale | 21,182,000 | 21,200,000 | 20,210,000 | 23,094,000 |
| Securities held to maturity | 377,000 | 376,000 | 320,000 | 319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,028,000 | 94,548,000 | 90,956,000 | 98,438,000 |
| Interest-bearing deposits | 68,260,000 | 68,772,000 | 66,555,000 | 69,552,000 |
| Noninterest-bearing deposits | 26,768,000 | 25,776,000 | 24,401,000 | 28,886,000 |
| Equity capital | 17,185,000 | 17,319,000 | 17,676,000 | 18,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,821,000 | 2,990,000 | 4,076,000 |
| Interest expense | 30,000 | 62,000 | 100,000 | 137,000 |
| Net interest income | 833,000 | 1,759,000 | 2,890,000 | 3,939,000 |
| Noninterest income | 178,000 | 302,000 | 414,000 | 752,000 |
| Noninterest expense | 620,000 | 1,354,000 | 2,101,000 | 2,788,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 391,000 | 707,000 | 1,203,000 | 1,853,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 391,000 | 706,000 | 1,202,000 | 1,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,249,000 | 17,270,000 | 17,615,000 | 18,331,000 |
| Total capital | 18,307,000 | 18,502,000 | 18,887,000 | 19,644,000 |
| Risk-weighted assets | 80,378,000 | 98,418,000 | 108,105,000 | 105,049,000 |