Call reports 2025
FIRST NEW MEXICO BANK OF SILVER CITY — 2025
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 137,425,000 | 142,150,000 | 143,205,000 | 147,440,000 |
| Total loans | 76,164,000 | 77,744,000 | 80,932,000 | 83,139,000 |
| Allowance for loan losses | 1,137,000 | 1,168,000 | 1,252,000 | 1,516,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 42,412,000 | 42,258,000 | 43,304,000 | 45,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,203,000 | 120,453,000 | 120,735,000 | 124,508,000 |
| Interest-bearing deposits | 87,789,000 | 93,381,000 | 94,264,000 | 96,913,000 |
| Noninterest-bearing deposits | 28,414,000 | 27,072,000 | 26,471,000 | 27,595,000 |
| Equity capital | 17,514,000 | 18,074,000 | 18,817,000 | 19,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,900,000 | 6,028,000 | 8,167,000 |
| Interest expense | 190,000 | 426,000 | 701,000 | 984,000 |
| Net interest income | 1,659,000 | 3,474,000 | 5,327,000 | 7,183,000 |
| Noninterest income | 74,000 | 154,000 | 244,000 | 358,000 |
| Noninterest expense | 1,072,000 | 2,202,000 | 3,281,000 | 4,245,000 |
| Provision for loan losses | 30,000 | 60,000 | 145,000 | 467,000 |
| Pretax income | 631,000 | 1,366,000 | 2,145,000 | 2,829,000 |
| Income tax | 103,000 | 295,000 | 346,000 | 229,000 |
| Net income | 528,000 | 1,071,000 | 1,799,000 | 2,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,514,000 | 18,074,000 | 19,077,000 | 19,878,000 |