Call reports 2023
FIRST NEW MEXICO BANK OF SILVER CITY — 2023
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 142,011,000 | 136,661,000 | 137,194,000 | 136,011,000 |
| Total loans | 56,818,000 | 57,657,000 | 57,478,000 | 62,188,000 |
| Allowance for loan losses | 1,078,000 | 1,078,000 | 1,078,000 | 1,032,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 48,953,000 | 50,576,000 | 49,459,000 | 48,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,138,000 | 117,114,000 | 116,844,000 | 116,059,000 |
| Interest-bearing deposits | 93,155,000 | 90,653,000 | 90,077,000 | 89,851,000 |
| Noninterest-bearing deposits | 29,983,000 | 26,461,000 | 26,767,000 | 26,208,000 |
| Equity capital | 15,712,000 | 15,947,000 | 16,159,000 | 16,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,907,000 | 4,469,000 | 6,036,000 |
| Interest expense | 58,000 | 143,000 | 297,000 | 469,000 |
| Net interest income | 1,382,000 | 2,764,000 | 4,172,000 | 5,567,000 |
| Noninterest income | 228,000 | 515,000 | 841,000 | 1,162,000 |
| Noninterest expense | 970,000 | 1,979,000 | 3,017,000 | 4,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 640,000 | 1,300,000 | 1,996,000 | 2,704,000 |
| Income tax | 145,000 | 301,000 | 478,000 | 654,000 |
| Net income | 495,000 | 999,000 | 1,518,000 | 2,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,712,000 | 15,947,000 | 16,159,000 | 16,304,000 |