Call reports 2022
FIRST NEW MEXICO BANK OF SILVER CITY — 2022
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 150,914,000 | 146,599,000 | 143,866,000 | 143,406,000 |
| Total loans | 49,390,000 | 51,883,000 | 54,414,000 | 59,038,000 |
| Allowance for loan losses | 1,064,000 | 1,063,000 | 1,074,000 | 1,072,000 |
| Securities available for sale | 4,367,000 | 0 | 0 | 0 |
| Securities held to maturity | 42,776,000 | 50,623,000 | 51,263,000 | 51,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,062,000 | 128,460,000 | 125,225,000 | 124,300,000 |
| Interest-bearing deposits | 102,747,000 | 103,344,000 | 102,779,000 | 96,997,000 |
| Noninterest-bearing deposits | 30,315,000 | 25,116,000 | 22,446,000 | 27,303,000 |
| Equity capital | 14,836,000 | 14,960,000 | 15,139,000 | 15,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,194,000 | 3,548,000 | 4,900,000 |
| Interest expense | 36,000 | 63,000 | 91,000 | 130,000 |
| Net interest income | 967,000 | 2,131,000 | 3,457,000 | 4,770,000 |
| Noninterest income | 435,000 | 776,000 | 1,157,000 | 1,544,000 |
| Noninterest expense | 910,000 | 1,871,000 | 2,959,000 | 3,854,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 492,000 | 1,036,000 | 1,645,000 | 2,450,000 |
| Income tax | 56,000 | 162,000 | 324,000 | 514,000 |
| Net income | 436,000 | 874,000 | 1,321,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,221,000 | 14,960,000 | 15,139,000 | 15,487,000 |