Call reports 2021
FIRST NEW MEXICO BANK OF SILVER CITY — 2021
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 140,901,000 | 136,741,000 | 137,512,000 | 137,526,000 |
| Total loans | 51,813,000 | 52,575,000 | 49,381,000 | 46,597,000 |
| Allowance for loan losses | 1,065,000 | 1,066,000 | 1,066,000 | 1,066,000 |
| Securities available for sale | 0 | 0 | 0 | 4,891,000 |
| Securities held to maturity | 38,476,000 | 41,628,000 | 41,269,000 | 42,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,644,000 | 117,902,000 | 118,795,000 | 119,093,000 |
| Interest-bearing deposits | 95,238,000 | 95,800,000 | 95,165,000 | 94,523,000 |
| Noninterest-bearing deposits | 27,406,000 | 22,102,000 | 23,630,000 | 24,570,000 |
| Equity capital | 14,807,000 | 14,896,000 | 15,027,000 | 15,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,114,000 | 3,144,000 | 4,125,000 |
| Interest expense | 32,000 | 68,000 | 96,000 | 125,000 |
| Net interest income | 992,000 | 2,046,000 | 3,048,000 | 4,000,000 |
| Noninterest income | 455,000 | 939,000 | 1,406,000 | 2,008,000 |
| Noninterest expense | 904,000 | 1,842,000 | 2,717,000 | 3,666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 543,000 | 1,143,000 | 1,737,000 | 2,342,000 |
| Income tax | 112,000 | 273,000 | 387,000 | 440,000 |
| Net income | 431,000 | 870,000 | 1,350,000 | 1,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,807,000 | 14,896,000 | 15,027,000 | 15,221,000 |