Call reports 2020
FIRST NEW MEXICO BANK OF SILVER CITY — 2020
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 117,898,000 | 127,200,000 | 126,838,000 | 132,442,000 |
| Total loans | 49,507,000 | 50,872,000 | 51,861,000 | 48,871,000 |
| Allowance for loan losses | 943,000 | 974,000 | 1,034,000 | 1,064,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,606,000 | 37,671,000 | 38,137,000 | 36,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,627,000 | 109,314,000 | 108,433,000 | 114,551,000 |
| Interest-bearing deposits | 81,154,000 | 86,169,000 | 87,944,000 | 91,829,000 |
| Noninterest-bearing deposits | 19,473,000 | 23,145,000 | 20,489,000 | 22,722,000 |
| Equity capital | 14,470,000 | 14,640,000 | 14,855,000 | 14,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,227,000 | 2,376,000 | 3,621,000 | 4,653,000 |
| Interest expense | 91,000 | 121,000 | 151,000 | 180,000 |
| Net interest income | 1,136,000 | 2,255,000 | 3,470,000 | 4,473,000 |
| Noninterest income | 363,000 | 721,000 | 988,000 | 1,565,000 |
| Noninterest expense | 1,012,000 | 1,944,000 | 2,782,000 | 3,749,000 |
| Provision for loan losses | 0 | 30,000 | 90,000 | 120,000 |
| Pretax income | 487,000 | 1,002,000 | 1,586,000 | 2,169,000 |
| Income tax | 59,000 | 119,000 | 204,000 | 287,000 |
| Net income | 428,000 | 883,000 | 1,382,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,354,000 | 14,640,000 | 14,855,000 | 14,726,000 |
| Total capital | 15,307,000 | — | — | — |
| Risk-weighted assets | 76,289,000 | — | — | — |