Call reports 2019
FIRST NEW MEXICO BANK OF SILVER CITY — 2019
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 113,650,000 | 112,690,000 | 113,371,000 | 113,787,000 |
| Total loans | 46,836,000 | 50,442,000 | 51,034,000 | 49,571,000 |
| Allowance for loan losses | 956,000 | 968,000 | 1,034,000 | 943,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,535,000 | 39,865,000 | 38,614,000 | 37,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,414,000 | 95,818,000 | 96,389,000 | 96,391,000 |
| Interest-bearing deposits | 81,798,000 | 79,775,000 | 78,931,000 | 78,903,000 |
| Noninterest-bearing deposits | 15,616,000 | 16,043,000 | 17,458,000 | 17,488,000 |
| Equity capital | 13,574,000 | 13,811,000 | 14,090,000 | 14,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,375,000 | 3,627,000 | 4,828,000 |
| Interest expense | 78,000 | 184,000 | 291,000 | 397,000 |
| Net interest income | 1,072,000 | 2,191,000 | 3,336,000 | 4,431,000 |
| Noninterest income | 306,000 | 561,000 | 936,000 | 1,286,000 |
| Noninterest expense | 815,000 | 1,555,000 | 2,317,000 | 3,120,000 |
| Provision for loan losses | 25,000 | 45,000 | 110,000 | 110,000 |
| Pretax income | 538,000 | 1,152,000 | 1,845,000 | 2,487,000 |
| Income tax | 124,000 | 303,000 | 516,000 | 667,000 |
| Net income | 414,000 | 849,000 | 1,329,000 | 1,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,574,000 | 13,811,000 | 14,090,000 | 14,327,000 |
| Total capital | 14,228,000 | 14,500,000 | 14,839,000 | 15,075,000 |
| Risk-weighted assets | 52,039,000 | 54,853,000 | 59,624,000 | 59,649,000 |