Call reports 2018
FIRST NEW MEXICO BANK OF SILVER CITY — 2018
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 109,273,000 | 108,838,000 | 111,736,000 | 111,143,000 |
| Total loans | 46,416,000 | 48,396,000 | 49,915,000 | 47,393,000 |
| Allowance for loan losses | 798,000 | 834,000 | 906,000 | 928,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,678,000 | 41,931,000 | 40,747,000 | 41,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,303,000 | 93,438,000 | 95,793,000 | 95,359,000 |
| Interest-bearing deposits | 78,401,000 | 76,982,000 | 81,207,000 | 80,211,000 |
| Noninterest-bearing deposits | 15,902,000 | 16,456,000 | 14,586,000 | 15,148,000 |
| Equity capital | 12,844,000 | 12,998,000 | 13,175,000 | 13,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,178,000 | 3,322,000 | 4,489,000 |
| Interest expense | 53,000 | 127,000 | 205,000 | 284,000 |
| Net interest income | 1,068,000 | 2,051,000 | 3,117,000 | 4,205,000 |
| Noninterest income | 175,000 | 553,000 | 899,000 | 1,194,000 |
| Noninterest expense | 735,000 | 1,487,000 | 2,296,000 | 3,052,000 |
| Provision for loan losses | 40,000 | 75,000 | 145,000 | 200,000 |
| Pretax income | 468,000 | 1,042,000 | 1,575,000 | 2,147,000 |
| Income tax | 118,000 | 338,000 | 494,000 | 680,000 |
| Net income | 350,000 | 704,000 | 1,081,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,844,000 | 12,998,000 | 13,175,000 | 13,361,000 |
| Total capital | 13,484,000 | 13,723,000 | 14,018,000 | 14,049,000 |
| Risk-weighted assets | 51,102,000 | 57,911,000 | 67,388,000 | 54,798,000 |