Call reports 2017
FIRST NEW MEXICO BANK OF SILVER CITY — 2017
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,456,000 | 106,844,000 | 108,977,000 | 107,211,000 |
| Total loans | 39,844,000 | 41,303,000 | 42,478,000 | 44,114,000 |
| Allowance for loan losses | 738,000 | 749,000 | 777,000 | 758,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,021,000 | 43,110,000 | 41,697,000 | 41,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,139,000 | 92,078,000 | 94,217,000 | 92,099,000 |
| Interest-bearing deposits | 78,505,000 | 76,485,000 | 77,198,000 | 77,608,000 |
| Noninterest-bearing deposits | 15,634,000 | 15,593,000 | 17,019,000 | 14,491,000 |
| Equity capital | 12,276,000 | 12,409,000 | 12,547,000 | 12,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,026,000 | 3,085,000 | 4,175,000 |
| Interest expense | 45,000 | 98,000 | 149,000 | 200,000 |
| Net interest income | 966,000 | 1,928,000 | 2,936,000 | 3,975,000 |
| Noninterest income | 189,000 | 417,000 | 668,000 | 875,000 |
| Noninterest expense | 737,000 | 1,497,000 | 2,267,000 | 2,974,000 |
| Provision for loan losses | 15,000 | 35,000 | 85,000 | 110,000 |
| Pretax income | 403,000 | 813,000 | 1,252,000 | 1,766,000 |
| Income tax | 70,000 | 146,000 | 247,000 | 414,000 |
| Net income | 333,000 | 667,000 | 1,005,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,276,000 | 12,409,000 | 12,547,000 | 12,694,000 |
| Total capital | 12,879,000 | 13,024,000 | 13,173,000 | 13,341,000 |
| Risk-weighted assets | 48,133,000 | 49,053,000 | 49,924,000 | 51,669,000 |