Call reports 2016
FIRST NEW MEXICO BANK OF SILVER CITY — 2016
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 107,357,000 | 107,533,000 | 107,576,000 | 106,613,000 |
| Total loans | 39,403,000 | 41,154,000 | 39,283,000 | 40,079,000 |
| Allowance for loan losses | 708,000 | 727,000 | 736,000 | 738,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 42,637,000 | 42,825,000 | 41,333,000 | 42,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,567,000 | 93,609,000 | 93,476,000 | 92,186,000 |
| Interest-bearing deposits | 78,037,000 | 78,080,000 | 78,343,000 | 77,412,000 |
| Noninterest-bearing deposits | 15,530,000 | 15,529,000 | 15,133,000 | 14,774,000 |
| Equity capital | 11,766,000 | 11,887,000 | 12,017,000 | 12,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,993,000 | 2,983,000 | 3,952,000 |
| Interest expense | 52,000 | 99,000 | 146,000 | 193,000 |
| Net interest income | 927,000 | 1,894,000 | 2,837,000 | 3,759,000 |
| Noninterest income | 147,000 | 316,000 | 552,000 | 757,000 |
| Noninterest expense | 721,000 | 1,456,000 | 2,197,000 | 2,903,000 |
| Provision for loan losses | 0 | 20,000 | 30,000 | 40,000 |
| Pretax income | 353,000 | 734,000 | 1,162,000 | 1,573,000 |
| Income tax | 38,000 | 98,000 | 195,000 | 282,000 |
| Net income | 315,000 | 636,000 | 967,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,766,000 | 11,887,000 | 12,017,000 | 12,142,000 |
| Total capital | 12,424,000 | 12,508,000 | 12,609,000 | 12,748,000 |
| Risk-weighted assets | 52,608,000 | 49,635,000 | 47,216,000 | 48,350,000 |