Call reports 2015
FIRST NEW MEXICO BANK OF SILVER CITY — 2015
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,219,000 | 106,389,000 | 106,273,000 | 106,489,000 |
| Total loans | 39,659,000 | 39,887,000 | 38,117,000 | 40,179,000 |
| Allowance for loan losses | 676,000 | 698,000 | 714,000 | 708,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 42,368,000 | 42,860,000 | 41,377,000 | 42,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,882,000 | 92,962,000 | 92,699,000 | 92,805,000 |
| Interest-bearing deposits | 79,206,000 | 79,098,000 | 78,671,000 | 80,031,000 |
| Noninterest-bearing deposits | 14,676,000 | 13,864,000 | 14,028,000 | 12,774,000 |
| Equity capital | 11,312,000 | 11,433,000 | 11,553,000 | 11,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,163,000 | 3,236,000 | 4,314,000 |
| Interest expense | 56,000 | 109,000 | 164,000 | 218,000 |
| Net interest income | 968,000 | 2,054,000 | 3,072,000 | 4,096,000 |
| Noninterest income | 104,000 | 199,000 | 297,000 | 386,000 |
| Noninterest expense | 700,000 | 1,444,000 | 2,176,000 | 2,916,000 |
| Provision for loan losses | 15,000 | 36,000 | 52,000 | 69,000 |
| Pretax income | 357,000 | 773,000 | 1,141,000 | 1,497,000 |
| Income tax | 44,000 | 138,000 | 187,000 | 245,000 |
| Net income | 313,000 | 635,000 | 954,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,312,000 | 11,433,000 | 11,553,000 | 11,650,000 |
| Total capital | 12,003,000 | 12,146,000 | 12,272,000 | 12,373,000 |
| Risk-weighted assets | 82,546,000 | 57,423,000 | 57,491,000 | 60,779,000 |