Call reports 2014
FIRST NEW MEXICO BANK OF SILVER CITY — 2014
What FIRST NEW MEXICO BANK OF SILVER CITY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,385,000 | 101,599,000 | 98,728,000 | 104,501,000 |
| Total loans | 33,578,000 | 34,715,000 | 36,706,000 | 37,808,000 |
| Allowance for loan losses | 673,000 | 672,000 | 665,000 | 662,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,453,000 | 41,334,000 | 42,155,000 | 42,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,750,000 | 88,723,000 | 85,579,000 | 91,283,000 |
| Interest-bearing deposits | 75,042,000 | 74,127,000 | 75,062,000 | 79,012,000 |
| Noninterest-bearing deposits | 11,708,000 | 14,596,000 | 10,517,000 | 12,271,000 |
| Equity capital | 10,818,000 | 10,990,000 | 11,152,000 | 11,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,893,000 | 2,900,000 | 3,895,000 |
| Interest expense | 60,000 | 121,000 | 178,000 | 239,000 |
| Net interest income | 860,000 | 1,772,000 | 2,722,000 | 3,656,000 |
| Noninterest income | 105,000 | 211,000 | 317,000 | 435,000 |
| Noninterest expense | 641,000 | 1,306,000 | 1,991,000 | 2,726,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 324,000 | 677,000 | 1,043,000 | 1,345,000 |
| Income tax | 31,000 | 90,000 | 146,000 | 143,000 |
| Net income | 293,000 | 587,000 | 897,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,818,000 | 10,990,000 | 11,152,000 | 11,198,000 |
| Total capital | 11,450,000 | 11,638,000 | 11,814,000 | 11,875,000 |
| Risk-weighted assets | 50,534,000 | 51,795,000 | 52,979,000 | 55,272,000 |