Call reports 2016
INDIANA BUSINESS BANK — 2016
What INDIANA BUSINESS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 63,274,000 | 63,158,000 | 60,964,000 |
| Total loans | 48,909,000 | 49,899,000 | 51,793,000 |
| Allowance for loan losses | 986,000 | 978,000 | 1,019,000 |
| Securities available for sale | 7,248,000 | 5,688,000 | 4,548,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 44,350,000 | 43,329,000 | 44,531,000 |
| Interest-bearing deposits | 35,785,000 | 34,108,000 | 35,405,000 |
| Noninterest-bearing deposits | 8,565,000 | 9,221,000 | 9,126,000 |
| Equity capital | 11,868,000 | 11,976,000 | 11,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 759,000 | 1,494,000 | 2,226,000 |
| Interest expense | 90,000 | 176,000 | 262,000 |
| Net interest income | 669,000 | 1,318,000 | 1,964,000 |
| Noninterest income | 36,000 | 109,000 | 136,000 |
| Noninterest expense | 616,000 | 1,179,000 | 1,788,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 89,000 | 248,000 | 312,000 |
| Income tax | 34,000 | 95,000 | 120,000 |
| Net income | 55,000 | 153,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 10,719,000 | 10,892,000 | 10,322,000 |
| Total capital | 11,291,000 | 11,465,000 | 10,908,000 |
| Risk-weighted assets | 44,976,000 | 45,087,000 | 46,110,000 |