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Call reports 2005

INDIANA BUSINESS BANK — 2005

What INDIANA BUSINESS BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/37b0649c-d6ca-4316-bdb8-f4ff6f4ff174/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets17,984,00023,466,00029,058,00036,254,000
Total loans5,711,0009,553,00016,019,00024,641,000
Allowance for loan losses83,000143,000240,000369,000
Securities available for sale1,980,0002,982,0002,979,0002,972,000
Securities held to maturity0000
Trading assets0000
Total deposits5,566,00011,382,00017,367,00024,777,000
Interest-bearing deposits3,994,0006,926,00010,531,00015,819,000
Noninterest-bearing deposits1,572,0004,456,0006,836,0008,958,000
Equity capital12,044,00011,660,00011,364,00011,082,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income99,000351,000709,0001,185,000
Interest expense12,00064,000143,000279,000
Net interest income87,000287,000566,000906,000
Noninterest income1,0004,00013,00029,000
Noninterest expense492,0001,016,0001,496,0001,993,000
Provision for loan losses74,000135,000232,000361,000
Pretax income-478,000-860,000-1,149,000-1,419,000
Income tax0000
Net income-478,000-860,000-1,149,000-1,419,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital12,044,00011,660,00011,364,00011,082,000
Total capital12,127,00011,803,00011,591,00011,387,000
Risk-weighted assets10,166,00012,823,00017,385,00024,446,000

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