Call reports 2025
FIRST UNITED BANK — 2025
What FIRST UNITED BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,403,413,000 | 2,364,266,000 | 2,400,376,000 | 2,451,820,000 |
| Total loans | 1,470,344,000 | 1,469,147,000 | 1,501,291,000 | 1,498,079,000 |
| Allowance for loan losses | 19,574,000 | 19,846,000 | 19,960,000 | 20,264,000 |
| Securities available for sale | 604,984,000 | 600,873,000 | 587,482,000 | 616,098,000 |
| Securities held to maturity | 65,243,000 | 62,340,000 | 59,395,000 | 56,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,174,098,000 | 2,116,306,000 | 2,123,556,000 | 2,184,192,000 |
| Interest-bearing deposits | 1,584,729,000 | 1,514,332,000 | 1,501,332,000 | 1,550,635,000 |
| Noninterest-bearing deposits | 589,369,000 | 601,974,000 | 622,224,000 | 633,557,000 |
| Equity capital | 210,396,000 | 216,973,000 | 229,716,000 | 246,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 30,261,000 | 63,285,000 | 96,839,000 | 130,656,000 |
| Interest expense | 11,457,000 | 23,211,000 | 34,520,000 | 45,656,000 |
| Net interest income | 18,804,000 | 40,074,000 | 62,319,000 | 85,000,000 |
| Noninterest income | 2,917,000 | 6,341,000 | 9,921,000 | 13,510,000 |
| Noninterest expense | 13,052,000 | 27,288,000 | 41,284,000 | 55,570,000 |
| Provision for loan losses | 315,000 | 714,000 | 1,107,000 | 1,500,000 |
| Pretax income | 8,354,000 | 18,413,000 | 29,847,000 | 41,439,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,354,000 | 18,413,000 | 29,847,000 | 41,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,109,000 | 249,397,000 | 254,994,000 | 267,400,000 |
| Total capital | 268,513,000 | 270,073,000 | 275,784,000 | 288,494,000 |
| Risk-weighted assets | 1,726,724,000 | 1,697,186,000 | 1,717,753,000 | 1,718,802,000 |