Call reports 2023
FIRST UNITED BANK — 2023
What FIRST UNITED BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,133,030,000 | 2,185,300,000 | 2,156,583,000 | 2,195,446,000 |
| Total loans | 1,242,242,000 | 1,303,232,000 | 1,344,715,000 | 1,356,796,000 |
| Allowance for loan losses | 17,828,000 | 17,937,000 | 18,073,000 | 18,739,000 |
| Securities available for sale | 667,132,000 | 644,211,000 | 609,453,000 | 620,313,000 |
| Securities held to maturity | 91,259,000 | 87,629,000 | 83,943,000 | 80,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,854,990,000 | 1,781,611,000 | 1,784,372,000 | 1,818,051,000 |
| Interest-bearing deposits | 1,280,971,000 | 1,206,572,000 | 1,247,932,000 | 1,249,936,000 |
| Noninterest-bearing deposits | 574,019,000 | 575,039,000 | 536,440,000 | 568,115,000 |
| Equity capital | 168,573,000 | 164,321,000 | 151,413,000 | 177,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 23,721,000 | 49,402,000 | 77,174,000 | 105,513,000 |
| Interest expense | 8,639,000 | 19,655,000 | 31,859,000 | 44,601,000 |
| Net interest income | 15,082,000 | 29,747,000 | 45,315,000 | 60,912,000 |
| Noninterest income | 3,006,000 | 6,361,000 | 9,505,000 | 12,629,000 |
| Noninterest expense | 11,114,000 | 21,817,000 | 32,527,000 | 43,286,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,200,000 |
| Pretax income | 6,824,000 | 13,991,000 | 21,843,000 | 29,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,824,000 | 13,991,000 | 21,843,000 | 29,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,978,000 | 235,860,000 | 239,025,000 | 245,094,000 |
| Total capital | 252,806,000 | 253,797,000 | 257,098,000 | 264,663,000 |
| Risk-weighted assets | 1,559,704,000 | 1,592,022,000 | 1,624,510,000 | 1,600,049,000 |