Call reports 2022
FIRST UNITED BANK — 2022
What FIRST UNITED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,055,145,000 | 2,097,047,000 | 2,103,166,000 | 2,146,467,000 |
| Total loans | 1,105,236,000 | 1,176,004,000 | 1,201,965,000 | 1,233,779,000 |
| Allowance for loan losses | 17,071,000 | 18,174,000 | 18,158,000 | 17,779,000 |
| Securities available for sale | 695,073,000 | 694,346,000 | 657,201,000 | 675,677,000 |
| Securities held to maturity | 109,229,000 | 103,686,000 | 98,910,000 | 94,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,871,858,000 | 1,842,140,000 | 1,865,651,000 | 1,834,246,000 |
| Interest-bearing deposits | 1,273,281,000 | 1,230,428,000 | 1,237,810,000 | 1,221,987,000 |
| Noninterest-bearing deposits | 598,577,000 | 611,712,000 | 627,841,000 | 612,259,000 |
| Equity capital | 152,806,000 | 167,891,000 | 139,446,000 | 156,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 16,586,000 | 34,672,000 | 55,479,000 | 78,223,000 |
| Interest expense | 1,091,000 | 2,854,000 | 6,576,000 | 12,796,000 |
| Net interest income | 15,495,000 | 31,818,000 | 48,903,000 | 65,427,000 |
| Noninterest income | 4,397,000 | 7,551,000 | 10,878,000 | 13,462,000 |
| Noninterest expense | 10,123,000 | 20,670,000 | 31,173,000 | 41,996,000 |
| Provision for loan losses | 113,000 | 225,000 | 338,000 | 450,000 |
| Pretax income | 9,656,000 | 18,474,000 | 28,270,000 | 36,443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,656,000 | 18,474,000 | 28,270,000 | 36,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,756,000 | 220,943,000 | 224,590,000 | 232,809,000 |
| Total capital | 198,455,000 | 238,907,000 | 242,748,000 | 250,588,000 |
| Risk-weighted assets | 1,335,625,000 | 1,436,927,000 | 1,498,967,000 | 1,563,290,000 |