Call reports 2021
FIRST UNITED BANK — 2021
What FIRST UNITED BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,624,667,000 | 1,637,912,000 | 1,866,114,000 | 2,006,835,000 |
| Total loans | 1,090,188,000 | 1,110,384,000 | 1,100,159,000 | 1,112,191,000 |
| Allowance for loan losses | 15,805,000 | 15,964,000 | 16,073,000 | 17,005,000 |
| Securities available for sale | 393,039,000 | 427,395,000 | 588,749,000 | 637,287,000 |
| Securities held to maturity | 10,149,000 | 9,050,000 | 41,306,000 | 115,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,439,691,000 | 1,415,757,000 | 1,667,411,000 | 1,805,598,000 |
| Interest-bearing deposits | 990,519,000 | 961,744,000 | 1,169,754,000 | 1,247,703,000 |
| Noninterest-bearing deposits | 449,172,000 | 454,013,000 | 497,657,000 | 557,895,000 |
| Equity capital | 174,776,000 | 174,554,000 | 186,269,000 | 189,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,779,000 | 31,414,000 | 61,200,000 | 78,645,000 |
| Interest expense | 1,346,000 | 2,580,000 | 3,711,000 | 4,639,000 |
| Net interest income | 14,433,000 | 28,834,000 | 57,489,000 | 74,006,000 |
| Noninterest income | 2,820,000 | 5,961,000 | 9,085,000 | 12,267,000 |
| Noninterest expense | 8,841,000 | 18,154,000 | 27,723,000 | 38,574,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 8,262,000 | 16,341,000 | 38,401,000 | 46,886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,262,000 | 16,341,000 | 38,401,000 | 46,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,994,000 | 163,549,000 | 169,041,000 | 177,576,000 |
| Total capital | 177,254,000 | 177,839,000 | 184,675,000 | 193,941,000 |
| Risk-weighted assets | 1,139,291,000 | 1,141,554,000 | 1,250,309,000 | 1,308,574,000 |