Call reports 2020
FIRST UNITED BANK — 2020
What FIRST UNITED BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,407,279,000 | 1,551,703,000 | 1,526,924,000 | 1,569,457,000 |
| Total loans | 981,194,000 | 1,128,152,000 | 1,134,441,000 | 1,086,606,000 |
| Allowance for loan losses | 14,125,000 | 14,264,000 | 14,213,000 | 15,634,000 |
| Securities available for sale | 322,721,000 | 299,369,000 | 287,915,000 | 330,622,000 |
| Securities held to maturity | 15,123,000 | 13,942,000 | 12,561,000 | 11,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,208,170,000 | 1,332,903,000 | 1,289,116,000 | 1,384,567,000 |
| Interest-bearing deposits | 893,454,000 | 933,330,000 | 909,322,000 | 956,328,000 |
| Noninterest-bearing deposits | 314,716,000 | 399,573,000 | 379,794,000 | 428,239,000 |
| Equity capital | 159,117,000 | 162,273,000 | 165,948,000 | 173,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,795,000 | 32,098,000 | 47,998,000 | 64,409,000 |
| Interest expense | 2,935,000 | 4,944,000 | 6,732,000 | 8,288,000 |
| Net interest income | 12,860,000 | 27,154,000 | 41,266,000 | 56,121,000 |
| Noninterest income | 2,106,000 | 4,801,000 | 7,904,000 | 11,480,000 |
| Noninterest expense | 8,571,000 | 17,422,000 | 26,297,000 | 35,311,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 1,770,000 |
| Pretax income | 6,290,000 | 14,323,000 | 22,558,000 | 30,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,290,000 | 14,323,000 | 22,558,000 | 30,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,832,000 | 147,494,000 | 151,670,000 | 159,657,000 |
| Total capital | 160,614,000 | 161,611,000 | 165,883,000 | 173,941,000 |
| Risk-weighted assets | 1,102,266,000 | 1,129,242,000 | 1,137,266,000 | 1,141,431,000 |