Call reports 2019
FIRST UNITED BANK — 2019
What FIRST UNITED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,346,857,000 | 1,353,707,000 | 1,358,402,000 | 1,370,041,000 |
| Total loans | 929,886,000 | 953,751,000 | 971,198,000 | 969,666,000 |
| Allowance for loan losses | 13,687,000 | 13,829,000 | 13,921,000 | 14,038,000 |
| Securities available for sale | 305,058,000 | 293,044,000 | 272,304,000 | 291,797,000 |
| Securities held to maturity | 22,155,000 | 18,981,000 | 17,637,000 | 16,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,126,798,000 | 1,072,106,000 | 1,072,979,000 | 1,170,680,000 |
| Interest-bearing deposits | 799,007,000 | 764,872,000 | 760,875,000 | 841,172,000 |
| Noninterest-bearing deposits | 327,791,000 | 307,234,000 | 312,104,000 | 329,508,000 |
| Equity capital | 141,207,000 | 144,229,000 | 148,524,000 | 155,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,561,000 | 31,653,000 | 48,164,000 | 64,347,000 |
| Interest expense | 3,190,000 | 6,721,000 | 10,279,000 | 13,515,000 |
| Net interest income | 12,371,000 | 24,932,000 | 37,885,000 | 50,832,000 |
| Noninterest income | 1,931,000 | 4,388,000 | 6,702,000 | 9,025,000 |
| Noninterest expense | 7,941,000 | 16,098,000 | 24,122,000 | 32,707,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 6,211,000 | 12,957,000 | 20,050,000 | 26,585,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,211,000 | 12,957,000 | 20,050,000 | 26,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,452,000 | 134,577,000 | 138,448,000 | 145,013,000 |
| Total capital | 147,730,000 | 147,977,000 | 152,002,000 | 158,538,000 |
| Risk-weighted assets | 1,061,906,000 | 1,071,622,000 | 1,083,988,000 | 1,081,536,000 |