Call reports 2018
FIRST UNITED BANK — 2018
What FIRST UNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,255,222,000 | 1,267,984,000 | 1,285,855,000 | 1,315,753,000 |
| Total loans | 844,137,000 | 874,927,000 | 892,525,000 | 917,535,000 |
| Allowance for loan losses | 12,669,000 | 12,934,000 | 13,318,000 | 13,548,000 |
| Securities available for sale | 292,821,000 | 282,345,000 | 271,957,000 | 286,956,000 |
| Securities held to maturity | 28,725,000 | 26,875,000 | 25,139,000 | 23,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,072,088,000 | 1,025,431,000 | 1,034,284,000 | 1,108,104,000 |
| Interest-bearing deposits | 781,837,000 | 739,001,000 | 731,404,000 | 780,521,000 |
| Noninterest-bearing deposits | 290,251,000 | 286,430,000 | 302,880,000 | 327,583,000 |
| Equity capital | 125,221,000 | 125,145,000 | 126,726,000 | 134,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,182,000 | 26,934,000 | 41,449,000 | 56,607,000 |
| Interest expense | 1,961,000 | 4,265,000 | 6,943,000 | 9,854,000 |
| Net interest income | 11,221,000 | 22,669,000 | 34,506,000 | 46,753,000 |
| Noninterest income | 1,834,000 | 3,845,000 | 6,043,000 | 8,286,000 |
| Noninterest expense | 8,042,000 | 15,812,000 | 23,591,000 | 31,817,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 4,788,000 | 10,252,000 | 16,283,000 | 22,322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,788,000 | 10,252,000 | 16,283,000 | 22,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,064,000 | 122,758,000 | 125,568,000 | 131,437,000 |
| Total capital | 134,249,000 | 135,222,000 | 138,260,000 | 144,307,000 |
| Risk-weighted assets | 974,286,000 | 996,675,000 | 1,014,810,000 | 1,028,965,000 |