Call reports 2017
FIRST UNITED BANK — 2017
What FIRST UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,203,846,000 | 1,210,807,000 | 1,236,906,000 | 1,273,169,000 |
| Total loans | 770,432,000 | 802,886,000 | 845,247,000 | 845,036,000 |
| Allowance for loan losses | 12,283,000 | 12,685,000 | 12,975,000 | 12,445,000 |
| Securities available for sale | 294,811,000 | 286,459,000 | 269,868,000 | 298,472,000 |
| Securities held to maturity | 37,726,000 | 35,494,000 | 32,448,000 | 30,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,921,000 | 1,004,571,000 | 971,189,000 | 1,101,262,000 |
| Interest-bearing deposits | 765,068,000 | 748,239,000 | 715,356,000 | 793,312,000 |
| Noninterest-bearing deposits | 264,853,000 | 256,332,000 | 255,833,000 | 307,950,000 |
| Equity capital | 121,725,000 | 123,017,000 | 126,405,000 | 127,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,452,000 | 23,471,000 | 36,181,000 | 49,367,000 |
| Interest expense | 1,277,000 | 2,751,000 | 4,495,000 | 6,320,000 |
| Net interest income | 10,175,000 | 20,720,000 | 31,686,000 | 43,047,000 |
| Noninterest income | 2,000,000 | 4,076,000 | 6,227,000 | 8,146,000 |
| Noninterest expense | 7,549,000 | 15,420,000 | 23,061,000 | 30,877,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,900,000 |
| Pretax income | 4,326,000 | 8,776,000 | 14,038,000 | 18,502,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,326,000 | 8,776,000 | 14,038,000 | 18,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,418,000 | 113,691,000 | 117,228,000 | 121,565,000 |
| Total capital | 124,611,000 | 125,079,000 | 129,237,000 | 133,763,000 |
| Risk-weighted assets | 894,363,000 | 909,720,000 | 959,766,000 | 975,565,000 |