Call reports 2016
FIRST UNITED BANK — 2016
What FIRST UNITED BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,115,952,000 | 1,141,530,000 | 1,173,662,000 | 1,216,919,000 |
| Total loans | 721,370,000 | 765,032,000 | 790,293,000 | 779,835,000 |
| Allowance for loan losses | 11,176,000 | 11,348,000 | 11,744,000 | 11,968,000 |
| Securities available for sale | 274,734,000 | 247,898,000 | 243,698,000 | 297,664,000 |
| Securities held to maturity | 49,762,000 | 46,635,000 | 43,360,000 | 40,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,456,000 | 888,183,000 | 908,164,000 | 978,092,000 |
| Interest-bearing deposits | 695,649,000 | 652,369,000 | 679,349,000 | 716,519,000 |
| Noninterest-bearing deposits | 241,807,000 | 235,814,000 | 228,815,000 | 261,573,000 |
| Equity capital | 135,255,000 | 135,532,000 | 136,986,000 | 135,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,030,000 | 22,015,000 | 33,497,000 | 44,947,000 |
| Interest expense | 869,000 | 1,755,000 | 2,774,000 | 3,920,000 |
| Net interest income | 10,161,000 | 20,260,000 | 30,723,000 | 41,027,000 |
| Noninterest income | 3,076,000 | 4,745,000 | 6,694,000 | 8,561,000 |
| Noninterest expense | 7,307,000 | 14,738,000 | 21,994,000 | 29,313,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 5,630,000 | 9,667,000 | 14,523,000 | 19,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,630,000 | 9,667,000 | 14,523,000 | 19,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,579,000 | 122,676,000 | 124,444,000 | 128,764,000 |
| Total capital | 134,020,000 | 133,599,000 | 135,739,000 | 139,970,000 |
| Risk-weighted assets | 834,569,000 | 873,452,000 | 903,162,000 | 895,678,000 |