Call reports 2015
FIRST UNITED BANK — 2015
What FIRST UNITED BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,130,916,000 | 1,119,512,000 | 1,139,778,000 | 1,156,116,000 |
| Total loans | 679,992,000 | 709,102,000 | 725,307,000 | 722,269,000 |
| Allowance for loan losses | 10,628,000 | 10,849,000 | 10,940,000 | 10,898,000 |
| Securities available for sale | 287,558,000 | 270,217,000 | 263,958,000 | 271,408,000 |
| Securities held to maturity | 63,544,000 | 59,556,000 | 55,847,000 | 52,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 979,186,000 | 901,329,000 | 874,808,000 | 953,367,000 |
| Interest-bearing deposits | 728,341,000 | 666,398,000 | 632,361,000 | 685,492,000 |
| Noninterest-bearing deposits | 250,845,000 | 234,931,000 | 242,447,000 | 267,875,000 |
| Equity capital | 125,411,000 | 123,860,000 | 127,091,000 | 129,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,476,000 | 20,880,000 | 31,744,000 | 42,704,000 |
| Interest expense | 837,000 | 1,664,000 | 2,496,000 | 3,315,000 |
| Net interest income | 9,639,000 | 19,216,000 | 29,248,000 | 39,389,000 |
| Noninterest income | 1,738,000 | 3,605,000 | 5,635,000 | 7,561,000 |
| Noninterest expense | 7,022,000 | 14,143,000 | 21,168,000 | 28,422,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 4,130,000 | 8,339,000 | 13,151,000 | 17,739,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,130,000 | 8,339,000 | 13,151,000 | 17,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,048,000 | 113,362,000 | 115,507,000 | 120,102,000 |
| Total capital | 123,177,000 | 123,678,000 | 125,917,000 | 130,447,000 |
| Risk-weighted assets | 809,841,000 | 824,762,000 | 832,263,000 | 827,083,000 |