Call reports 2014
FIRST UNITED BANK — 2014
What FIRST UNITED BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,148,637,000 | 1,150,772,000 | 1,176,970,000 | 1,173,561,000 |
| Total loans | 634,644,000 | 670,192,000 | 706,953,000 | 711,245,000 |
| Allowance for loan losses | 9,624,000 | 9,921,000 | 10,234,000 | 10,508,000 |
| Securities available for sale | 350,729,000 | 320,316,000 | 310,443,000 | 300,016,000 |
| Securities held to maturity | 78,595,000 | 74,963,000 | 70,863,000 | 67,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,162,000 | 942,120,000 | 915,902,000 | 979,902,000 |
| Interest-bearing deposits | 754,328,000 | 697,142,000 | 677,605,000 | 714,926,000 |
| Noninterest-bearing deposits | 246,834,000 | 244,978,000 | 238,297,000 | 264,976,000 |
| Equity capital | 110,010,000 | 115,429,000 | 116,784,000 | 121,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,510,000 | 21,101,000 | 32,032,000 | 43,288,000 |
| Interest expense | 995,000 | 1,951,000 | 2,871,000 | 3,759,000 |
| Net interest income | 9,515,000 | 19,150,000 | 29,161,000 | 39,529,000 |
| Noninterest income | 1,595,000 | 3,610,000 | 5,449,000 | 7,262,000 |
| Noninterest expense | 6,851,000 | 13,489,000 | 19,915,000 | 26,877,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 4,133,000 | 9,104,000 | 14,228,000 | 19,147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,133,000 | 9,104,000 | 14,228,000 | 19,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,570,000 | 106,183,000 | 108,023,000 | 111,234,000 |
| Total capital | 112,924,000 | 115,871,000 | 118,129,000 | 121,443,000 |
| Risk-weighted assets | 748,041,000 | 774,781,000 | 808,355,000 | 816,382,000 |